Golf insurance for expatriates and owners of Spanish property

Intasure’s golf insurance is only available to expatriates and owners of Spanish property – all premiums must be paid via a Spanish bank account. Your policy is underwritten by Elvia, part of the Allianz Insurance Group. All documents are in English and all administration is dealt with by English speaking staff. We believe our cover to be the widest available. Most golf policies will only cover you for 30 days if you’re playing outside the country where you live. Intasure covers you when you play golf anywhere in Europe or the Mediterranean, 365 days per year.

Standard golf cover:

• Choice of indemnities for theft of golf equipment and golf clothing,
  with options ranging from 750 -1.800 € (excess 75 -180 €) per year
  Sum insured 750 - 1.800 €
• Indemnity for breakage of golf clubs (per club) Sum insured 180 €
• Equipment cover on a new for old basis
  Sum insured 750 - 1.800 € per year
• Damage to golf buggy (excess 50 €) Sum insured 150 €
• Theft or damage of personal effects whilst in the clubhouse
  (single article limit 150 €) Sum insured 750 - 1.800 € per year
• Hole in one during an official tournament Sum insured 250 €
• Reduction of handicap by 5 during one year Sum insured 150 €
• Three club tournaments won in one year Sum insured 150 €
• Medical expenses (excess 60 €) Sum insured 1.200 €
• Medical repatriation for you and your travelling companions
  if you or they become sick or injured Sum insured UNLIMITED
• Repatriation in the event of death Sum insured UNLIMITED
• Public liability - indemnity for damages caused to third parties
  (excess 90 €) Sum insured 60.000 €

Additional golf cover:

• Reimbursement of a portion of the annual club subscription
  where the Insured is unable to play golf for more than
  60 days due to an accident incurred when playing golf
  Sum insured 2.000 €
• Golf equipment hire charges due to loss or damage of
  golf equipment resulting in a claim under this policy
  Sum insured 60 €
• Reimbursement of golf tournament fees if cancellation
  is due to accident or sickness Sum insured 350 €
• Dental cover for injuries sustained when playing golf
  Sum insured 600 €

Travel cover:

• Round trip for a travelling companion in the event of
  hospitalisation of the insured lasting more than 5 days
  Sum insured UNLIMITED
• Supplementary hotel expenses for a travelling companion
  if the insured is hospitalised for more than 5 days
  Sum insured 90 € per day for 5 days
• Early return in the event of illness or serious accident of
  spouse, parents or children, brothers or sisters
  Sum insured UNLIMITED
• Transmittal of urgent messages Sum insured UNLIMITED
  
  Luggage
• Indemnity in the event of theft, total or partial destruction,
  or loss by a public transport company
  Sum insured 1.000 € per year
• Delay of more than 3 hours in the delivery of luggage
  including golf equipment Sum insured 300 €
• Forwarding of lost or misplaced property Sum insured UNLIMITED
  
  Accidents
• Payment in the event of death or permanent disability caused
  by an accident * Sum insured 6.000 €
• Payment in the event of death or permanent disability caused
  by an accident whilst travelling by means of public transport
  (except rented car)* Sum insured UP TO 30.000 €

Increased public liability :

• Increase Public Liability from 60.000 € to 1.000.000
  Sum insured € 1.000.000 €

These covers do not apply to persons over the age of 70. Minors under the age of 14 and the disabled shall only be covered in the event of permanent disability.